Not everyone is required to file a tax return, but it is often in your best interest to check. The IRS sets specific income thresholds based on your age and filing status.
Mandatory Filing Thresholds
You must file a federal tax return if your gross income is at least the following amounts:
| Filing Satus | Under 65 | 65 or Older |
|---|---|---|
| Single | $15,750 | $17,750 |
| Married Filing Jointly | Both Spouses: $31,500 | One Spouse: $33,100 Both Spouses: $34,700 |
| Head of Household | $23,625 | $25,625 |
| Qualifying Surviving Spouse | $31,500 | $33,100 |
| Married Filing Separately | $5 | $5 |
Note: Gross income generally includes all income you received in the form of money, goods, property, and services that isn’t exempt from tax.
Special Situations Where You Must File
Even if your income is below the thresholds above, you must file if:
- You had net earnings from self-employment of at least $400.
- You received distributions from a Health Savings Account (HSA), Archer MSA, or Medicare Advantage MSA.
- Advance payments of the Premium Tax Credit were made for you or a dependent (you received Form 1095-A).
- You owe special taxes, such as the alternative minimum tax, additional tax on a qualified retirement plan, or social security/Medicare tax on tips.
Dependents
If you can be claimed as a dependent on someone else’s return, different rules apply. For example, a single dependent under 65 must file if they have unearned income (like interest) over $1,350 or earned income over $15,000.
Official IRS Resource:Check if You Need to File
